Authorize Charge

Authorize already created charge on a debit card

POST {{ BASE_URL }}/v1/corporate/authorize-charge

Body Parameters

Property	Data Type	Description	Example	Required
type	string	Type of authorization. Check below for list of types	"pin"	Yes
reference	string	Transaction reference returned in charge api	"23456789876CBD"	No
deviceIp	string	IP address of the customer's device or your device	"192.168.206.32"	Yes
authorize	object	The object that holds authorize properties	{...}	Yes
authorize.pin	string	Debit card pin	"1111"	If type is pin
authorize.otp	string	OTP sent to customer	"037895"	If type is otp
authorize.phone	string	Customer's phone number	"08137031202"	If type is phone
authorize.birthday	string	Customer birthday	"1992-01-12"	If type is birthday

Node.js

import Axios from 'axios';

// set the api url
const API_URL = `${BASE_URL}/v1/corporate/authorize-charge`;

// define request body
const data = {
    type: "pin",
    reference: "TSX64D469F547F04752",
    deviceIp: "",
    authorize: {
      pin: "1111",
      otp: "",
      phone: "",
      birthday: "",
      address: {
        city: "",
        state: "",
        zipCode: "",
        address: ""
      }
    }
}

// make request using axios
Axios({
    method: "POST",
    url: `${API_URL}`,
    headers: {
        lg: 'en',
        ch: 'web'
        Authorization: `Bearer ${API_KEY}`,
        'Content-Type': 'application/json',
    },
    data: data
}).then((resp) => {
    console.log(resp)
}).catch((err) => {
    console.log(err)
})

Response . 200 Ok

{
  error: false,
  errors: [],
  data: {
    status: "successful",
    type: "credit",
    domain: "test",
    reference: "TSXFD77BA471CD84E82",
    merchantRef: "",
    amount: 20,
    fee: 0.2,
    vat: 0.015,
    feature: "payment-link",
    ipAddress: "",
    currency: "NGN",
    description: "incoming payment of NGN20 to Gnik Digitals Limited via payment link",
    vasData: {
      ref: "",
      type: "",
      network: "",
      phoneNumber: "",
      billerCode: "",
      billerName: "",
      hasToken: false,
      token: ""
    },
    metadata: [
      {
        staffId: "002RTOPG",
        department: "engineering"
      }
    ],
    bank: {
      name: "",
      accountName: "",
      accountNo: "",
      bankCode: ""
    },
    customer: {
      firstName: "Oluwatobi",
      lastName: "Immanuel",
      email: "[email protected]",
      phoneNumber: "08137031202",
      phoneCode: "+234",
      city: "",
      state: "",
      accountNo: "",
      sourceAccount: ""
    },
    createdAt: "2024-06-02T01:09:15.582Z",
    updatedAt: "2024-06-02T01:09:26.876Z",
    card: {
      brand: "visa",
      cardBin: "400758",
      cardLast: "9961",
      expiryMonth: "06",
      expiryYear: "27",
      createdAt: "2024-06-01T23:46:15.036Z",
      updatedAt: "2024-06-01T23:53:21.777Z",
      authCode: "TAUTH_MY5NABBW"
    }
  },
  message: "successful",
  status: 200
}

Response . OTP Required

{
  error: false,
  errors: [],
  data: {
    nextStep: "OTP is required",
    displayText: "enter the otp sent to your phone number and/or email",
    status: "pending",
    reference: "TSXA96227AAAB93491B",
    type: "otp",
    path: "send_otp",
    url: "",
    statusCode: 206,
    metadata: {
      reference: "TSXA96227AAAB93491B",
      type: "send_otp"
    }
  },
  message: "OTP is required",
  status: 206
}

Authorization types

Type	Description
pin	Customer's debit card pin
otp	OTP sent to customer's phone/email
phone	Customer's phone number
birthday	Customer's birthday