Pay with Opay

Create a new charge on a customer's debit card

POST {{ BASE_URL }}/v1/corporate/charge-opay

Body Parameters

Property	Data Type	Description	Example	Required
amount	number	The amount to charge	200	Yes
reference	string	Your unique reference for the transaction	"23456789876CBD"	No
redirectUrl	string	Url you want to redirect to after successful or failed payment	"https://...."	NO
description	string	Description of the transaction	"Payment for card"	No
customer	object	The customer object that holds customer details	{...}
customer.firstName	string	Customer first name	"John"	NO
customer.lastName	string	Customer last name	"Doe"	NO
customer.phoneNumber	string	Customer phone number without country code	"08137031202"	NO
customer.accountNo	string	"Opay" account number for customer. This must be Opay account number	"8036366334"	YES
customer.email	string	Customer emaill address	"[e-mail]"	YES
metadata	Array of objects	Additional parameters you want using the metadata object. Learn how to craft metadata here	[ {...}, {...} ]	No

Node.js

import Axios from 'axios';

// set the api url
const API_URL = `${BASE_URL}/v1/corporate/charge`;

// define request body
const data = {
  amount: 400,
  reference: "",
  description: "payment for opay charge xid",
  redirectUrl: "https://staging-app.terraswitching.com/verify",
  customer: {
    email: "[e-mail]",
    firstName: "Oluwatobi",
    lastName: "Immanuel",
    phoneNumber: "[phone]",
    accountNo: "8036366334"
  },
  metadata: [
    {
      product: "zod",
      productId: "12356890"
    }
  ]
}

// make request using axios
Axios({
    method: "POST",
    url: `${API_URL}`,
    headers: {
        lg: 'en',
        ch: 'web'
        Authorization: `Bearer ${API_KEY}`,
        'Content-Type': 'application/json',
    },
    data: data
}).then((resp) => {
    console.log(resp)
}).catch((err) => {
    console.log(err)
})

Response . Redirect

{
  error: false,
  errors: [],
  data: {
    nextStep: "redirect customer to the url provided",
    displayText: "redirect customer to the url provided",
    status: "pending",
    reference: "TSX1152FCEECC0F474E",
    type: "url",
    url: "https://standard.paystack.co/bank/ibank/171/4813014689",
    statusCode: 206,
    metadata: {
      reference: "TSX1152FCEECC0F474E",
      status: "open_url"
    }
  },
  message: "",
  status: 206
}

After creating an Opay charge, you will be most likely required to redirect to a url provided to authorize the charge. For this, you need to use the "url" provided in the response above.